The government's stimulus money has provided many different things for people who are in the midst of difficult financial times. Many people, who are the victims of the recession, have lost their jobs. Adding insult to injury, the cost of everyday necessities has risen as has the interest rates on credit cards.

All this adds up to disaster for many citizens. In response to this, the government has set aside some stimulus money in the form of grants for people who need help. Every year, many grant programs are funded by the government. This is available to all American citizens who are eighteen years old or older.

The only hard part is finding out what grant you might be able to receive. Money from these grants can help you reduce your debt and sometimes even eliminate it. This money does does not have to be repaid, so after you pay off your debts, you have the chance to start with a clean financial slate.

You might be in a situation where bankruptcy seems like the only answer. Before you accept this, log on to a computer and do a search. There are a lot of databases that list all sorts of government grants. If you aren't successful on the computer, visit a public library. They have reference books updated with the latest government publications. You will find government grants without much trouble this way.

After you have found one, of if you are really fortunate, after you have found several apply. Fill out the applications and send in all the required paperwork. You might get an answer in as short a time as a week. With some diligence and commitment, you might find that your financial problems can be solved.